Privacy Policy

Privacy Policy

Seitz Network Ltd doing business as MortgageRates.ca (“MortgageRates.ca” or “we” or “our”), owns and operates the website located at http://www.MortgageRates.ca, (the “Site”). MortgageRates.ca collects, uses, and discloses your personal information in accordance with this policy. By using our Site you consent and agree to the collection, use and disclosure of personal information. We reserve the right to change this Privacy Policy at any time.

ACKNOWLEDGEMENT AND AGREEMENT

MortgageRates.ca is not intended for use by individuals under the age of 18 or those who are not legal residents of Canada. By using the MortgageRates.ca Site and participating in any of the products or services offered, you agree to accept the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use the MortgageRates.ca website.

PERSONALLY IDENTIFIABLE INFORMATION

We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed below. For your reference, PII is data collected with an intention to specifically identify, contact or locate a person, including but not limited to first name, last name, address, postal code, city, province, your e-mail address, home phone number, evening phone number, time at which you may be contacted, mortgage amount, mortgage type, rate type, rate term, and your IP address and computer specifications. Conversely, Non-PII is data that is not used to specifically identify, contact or locate an individual, including but not limited to postal code, gender, age, or IP address.

GENERAL INFORMATION COLLECTION AND USE

MortgageRates.ca collects information through the Site from our prospective and existing customers at several different points on our Site. We use contact information to send information about our company. Users may opt-out of receiving future communications at any time. Not all information asked for on our site is required when you fill out our forms. However, the following data is required to use our Site: first name, last name, address, postal code, city, province, your e-mail address, home phone number, evening phone number, time at which you may be contacted, mmortgage amount, mortgage type, rate type, rate term, and your IP address and computer specifications.

Information about your computer hardware and software is automatically collected by MortgageRates.ca and may be shared in aggregate with third parties whose services are used for traffic-analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring website addresses. This information is used by MortgageRates.ca to maintain and improve the quality of the service and to generate statistics regarding use of the MortgageRates.ca Site.

COOKIES

A cookie is a text file with a unique identification number that is transferred from a website to the hard drive of your computer. Usage of a cookie is in no way linked to any personally identifiable information while on our site. If a user rejects the cookie, they may still use our site; however, without cookies the user may not have access to certain features on our site. We use Cookies to measure traffic statistics and to track and target the interests of our users to enhance the experience on our site. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies once set on our site.

LINKS

MortgageRates.ca contains links to other sites belonging to third parties. Please be aware that MortgageRates.ca is not responsible for the privacy practices of these other sites. We encourage our users to be aware when they leave our site and to read the privacy policies of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by MortgageRates.ca even in cases where we may frame another website with our own. From time to time, we may co-brand certain services with third-party vendors and affiliates. It will be clear at the point of collection who is collecting such information and whose privacy policy governs. For example, without limiting the foregoing, we co-brand with insurance brokers, credit reporting agencies and, automotive companies.

SECURITY

MortgageRates.ca uses SSL (Secure Socket Layer) protocol to help protect your personal information from unauthorized access, use, or disclosure. When we transmit your personal information over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. This is to ensure that your personal information remains safe and secure.

SHARING INFORMATION WITH AFFILIATES

When you submit your request for information or a quote, you are granting permission to be contacted by MortgageRates.ca or affiliated third parties. We share the contact and mortgage request data you submit on the call-back request form with affiliated companies such as, but not limited to, banks, lenders and licensed mortgage brokers to fulfill information requests we receive from you; to provide you with superior service; inform you of product and service opportunities that may be of interest to you; and for other business purposes. We may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, such as mortgage and life insurance agencies; title service companies; debt & credit services companies; and auto-finance companies. An “affiliate company” is a company under legal contract with MortgageRates.ca to fulfill services.

CHANGES TO OUR POLICY

We may find it necessary or be legally obligated to update our Privacy Policy from time to time, so please review it frequently. If you do not agree to our Privacy Policy, please do not access or use this website.

CONTACT INFORMATION

For questions or concerns regarding your personal information and our privacy policy, or to update, or delete your personal information, please contact us using the information below:

MortgageRates.ca
PO Box 32167
2223 Victoria Avenue East
Regina, Saskatchewan
S4N 7L2

Email: support [at] mortgagerates.ca

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