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mortgage rate.

Last Updated: January 15th, 2019.

At MortgageRates.ca, we believe that all Canadians deserve access to financial tools, education and product comparisons to make more informed financial decisions.

How do we make money? MortgageRates.ca receives compensation when our users connect with providers and/or are approved for products offered on our website.

We strive to offer our users a robust list of the best products available in the market to compare, including those offered by Canada’s leading financial brands. Sometimes you may find products listed on other sites that are not listed on MortgageRates.ca. We have a vetting process and only feature products offered by providers that can offer amazing rates and service to our user base.

MORTGAGE STATEMENT

Advertisements using MortgageRates.ca’s Mortgage Comparison Chart rates are based on the following assumptions: an excellent credit borrower looking for a home purchase loan for a single family home priced at $250,000 with a down payment of $50,000. While the Mortgage Comparison Chart is based off of those assumptions, the tool can be adapted to fit any other configuration and these figures are examples only. Terms and conditions will apply. All mortgages have specific qualification criteria including debt servicing ratios, credit, property value and property details. Rates and Monthly Payment Amounts shown in the Mortgage Comparison Chart are examples only and do not take into consideration homeowners insurance or property taxes. For more details click here for MortgageRates.ca’s Terms of Use. Further, data displayed in MortgageRates.ca’s Mortgage Comparison Chart does not take into consideration your personal financial situation, appraised value of your home, actual credit score, income, existing debt, or other circumstances particular to an individual. The data displayed in Ratehub.ca’s Mortgage Comparison Chart are examples based on the limited information provided.

GENERAL STATEMENT

The fields to the left of our product comparison tables allow users to input details on their personal financial situation. Once inputted, the tables dynamically update to feature products best suited to the user. Terms and conditions will apply. All mortgages have specific qualification criteria including debt servicing ratios, credit, property value and property details. MortgageRates.ca’s product recommendations are based on the limited information provided by the user.

Once you you submit a request to connect with a provider, you have agreed to be contacted by the 3rd party provider and/or MortgageRates.ca. Please click here if you would like more details on our Privacy Policy and click here for our Terms of Use.