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With MortgageRates.ca, you'll be able to compare the best mortgage rates from Canadian banks, mortgage brokers and lenders in just seconds. Our rates are tailored to the area you live in, so you'll always get the best deal in your city!


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  • Today's Lowest Mortgage Rates

  • Compare Rates from Banks and Brokers

  • 100% Free, No Obligation

  • Safe, Secure and Confidential

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Search and compare the best mortgage rates in Canada.

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Apply for a mortgage rate from the comfort of your own home.

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Receive a personalized mortgage quote and see how much you can save!

MortgageRates.ca is Canada's Trusted Source for the Best Rates

Buying a home? Get one of the top mortgage rates in Canada and you could save thousands of dollars on interest every year. Let's face it, banks rarely offer their most competitive mortgage rates up front. This forces consumers to negotiate discounts over the phone or in person. Our service allows you to skip the back-and-forth so that you can go straight to the best rates available in your area.

We are not a broker or a lender. We simply provide a platform for you to easily compare the best rates from banks, brokers and lenders. Get started now by choosing your mortgage type and following the steps on the form above.

Apply from the Comfort of Your Home in Seconds

Applying for a mortgage shouldn’t have to be a complicated process. Our easy online application form allows you to apply for the best rates from the comfort and privacy of your own home. Simply click on the mortgage rate that best suits your needs to apply for a mortgage.

Receive a Personalized Mortgage Quote

Once you fill out the online mortgage application, the lender or mortgage broker offering the rate will reach out to you. The lender or broker will guide you through the rest of the mortgage process should you choose to accept the rate and terms offered. Remember, the entire process is completely free and there is absolutely no obligation.

Save Thousands On Your Mortgage

We believe that Canadians deserve easy access to the best mortgage rates in the country. A shocking 50% of Canadians choose a mortgage provider without comparing the current rates from multiple lenders and brokers. When lenders and mortgage brokers compete for your business, it drives rates down. If you can save up to $250 per month on your mortgage just by shopping around for the best rate, why wouldn’t you? It is a no brainer!

Safe, Secure and Confidential

At MortgageRates.ca, we strive to constantly refine our service so that we can provide the best mortgage experience possible. When you use the tools and resources on our website, you can be sure that your personal information will remain confidential. We use a 256-bit SSL certificate to encrypt and protect your personal information.


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