News flash: it’s expensive to buy a home in a big city. The average price of a detached home is over $1 million in Toronto and Vancouver. Skyrocketing real estate prices has prospective homeowners looking at creative ways to get into the housing...
Before you can call a house, home, sweet home, it’s important to do your homework. For most families a home is the single largest financial transaction of their lifetime. Home buying mistakes are best to be avoided, as they can end up costing...
A bidding war can really take you off course when you're buying a new home, or trying to buy one. Not only can it frustrate you, it can also end up turning into a situation where you're going to be on the losing end. It's best to avoid such a...
Hiring a contractor is always a bit risky. Sure you’ve asked for referrals and looked for online reviews, but in the end, you’ll have to trust your gut, and hopefully choose someone who is professional, reliable, and who you’re comfortable...
We’ve mentioned before about the push for home renovations from places like HGTV and House and Home magazine. It seems everywhere you turn someone is trying to convince you that you won’t be happy until you’ve dropped $60,000 on a new...
Shopping for a home will generally present two types of finds. Either the seller has gone to great lengths to de-clutter, stage, and possibly even renovate, or the house is listed as a fixer-upper. The gap between the two seems to be widening, as...
You’ve done all your homework and found the perfect home. It’s everything you want, and the price is great. Just to be sure, you’re prepared to offer a bit more than asking. Then the selling agent breaks the news: The owners are accepting...
The smoothest way to sell your home and buy a new house is to sell first and buy second. By receiving all of the money for your current home, you’ll have all you need for the down payment on the new one. But life doesn’t always go smoothly and...
Below is a case study of one of our friends who’s unique financial situation was making it difficult to get approved for a mortgage. The husband, Paul, worked freelance for various companies. His wife, Judy, was on maternity leave with their...
If you love getting away (and really, who doesn’t?), you’ve probably thought about buying a cottage or chalet for family getaways. Whether you prefer the summertime setting of a lakefront property, fishing, and campfires, or you’re more of a...
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