Making those monthly mortgage payments can be tough, especially during an economic recession. However, there are things you can do to make meeting those mortgage payments easier. With the summer months approaching, you should try the four tips below. You might find you’re not struggling to meet your payments anymore, and you may even find that you have a bit of extra cash to put toward your mortgage.

Dust Off Your Bicycle

If you drive to work, drive your kids to school, and drive to other activities, then you should know that a lot of your money is being invested in your vehicle. An easy way to find a bit of extra cash to put toward your mortgage this month is to keep your vehicle in your garage and commute on your bicycle instead. Without a car, you’ll save on parking and on gas, which could be as much as $100 a week or more depending on how much you drive. With a bicycle, you’ll be saving money and you’ll be getting a workout in each day.

If you’re not a fan of cycling, taking public transit instead of your car can save money too. Try taking the bus or subway to work each day, and just use your car on the weekends. You won’t save as much, but you’ll probably find that you still have some extra money to put toward your mortgage payments.

Find Ways To Cut Your Energy Costs

In the summer, it’s easy to cut down on your energy costs. This month, promise to turn off all appliances when they’re not being used, hang dry all of your laundry outside where the summer breeze will dry it, and avoid running the dishwasher until it is full. Turning off your air conditioner will also work incredibly well: using shades and fans will keep you cool, and it will keep money in your bank account.

Make Food and Drinks Just Like a Restaurant

If you’re a regular at Starbucks or if you love your weekly lunch out at a restaurant, know that you can make all of this yourself at home – and even better! You can prepare your own iced coffees, lemonades and hamburgers; you’ll save money by doing so, you might make an incredibly creative gastronomic discovery, and you are opting for a healthier version of the same meal. This really is a win-win situation.

Research Things To Do In Your City

Do a bit of research, and find things to do in your city that are free or that don’t cost a lot of money. This month you’re sure to find deals on concerts, museums and other events. You can certainly still have fun in your own city, and the bonus is that you’ll be chipping away at your mortgage even more each month.

It isn’t as hard as it seems to put an extra $100 toward your monthly mortgage payments. It might just require a small lifestyle change or a few slight adjustments. All of the tips above are easy, and you’ll still be able to enjoy everything that you did before!